We are choosing to make a difference this January by using 5% of all our sales to make a loan to KIVA. 

RainbowLife is all about stories. Kiva creates the opportunity to play a special part in someone else's story. 

Kiva is beyond a charity....

More than 1.7 billion people around the world are unbanked and can’t access the financial services they need. Kiva is an international non-profit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive.

They do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world.

Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.

Lenders can lend as little as $25 on Kiva, so it costs very little to become part of the solution and make a real difference in someone’s life.
100% of every dollar you lend on Kiva goes to funding loans.

It's a loan, not a donation.

We believe lending alongside thousands of others is one of the most powerful and sustainable ways to create economic and social good. Lending on Kiva creates a partnership of mutual dignity and makes it easy to touch more lives with the same dollar. Fund a loan, get repaid, fund another.

When a Kiva loan enables someone to grow a business and create opportunity for themselves, it creates opportunities for others as well. That ripple effect can shape the future for a family or an entire community.

At Kiva, loans aren’t just about money—they’re a way to create connections and relationships of respect between peoples. This is why we are working with Kiva this January.

So there you have it -No January Sales but Yes January Loans.